Our Solutions | Checking
Small Business OptionsSM Checking
Our Small Business OptionsSM Checking Account offers a way to turn the balances in both your business and personal accounts into valuable banking benefits. This account offers a higher number of free transactions and cash deposits compared to some of our other options, while also giving you access to services such as investment consulting, retirement planning, succession planning and more.
- $25 monthly fee waived when requirements met1
- Up to 300 free transactions per month2
- Designed for established small businesses with moderate to high transaction volume and borrowing needs
Trends & Insights
We’re a practice driven by quality, not by volume. We get the same feeling when we work with Commerce, which is why we moved our office’s checking, merchant processing and business credit cards to them.”
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Let's talk- $25 minimum to open. The monthly service charge of $25.00 is waived if the customer maintains total deposit balances of $25,000 (can include business and personal checking, savings and money market balances) OR maintains total loan balances of $25,000 (can include total loan balance may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines) OR maintains total combined deposit and loan balances of $40,000.
- First 300 transactions per statement cycle are free. These transactions include paper and domestic electronic (ACH) debits, credits and deposited items, Online Bill Pay-generated checks, Real-time Payments (RTP®) and Zelle® transactions. Additional transactions are $0.50 each. The Business Visa Debit Card product is free, and the purchase transactions made with the card do not count towards the account’s transactions limits. Transactions sent or received using CashFlow Complete are also excluded from the account’s transaction limits.